Appraisal services for Pasadena and Los Angeles County homeownersCheck out the top reasons California homeowners call on F. Lee Appraisal Services:
At F. Lee Appraisal Services, we understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at F. Lee Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.Challenging a property tax assessmentIf you live in an area that is going down or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from F. Lee Appraisal Services is your best weapon.Need to remove PMI?A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At F. Lee Appraisal Services, we're experts in helping folks just like you abolish unneeded PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. F. Lee Appraisal Services can provide you with a professional appraisal that will help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Although most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion. |
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